LendFair are direct lenders not brokers.
Select your loan and apply.
What are Guarantor Loans
| To find out more about the loans we offer there is more information in the | Advantage 29 | Standard 47 |
|---|---|---|
| About our loans section | Apply | Apply |
| Loan Details | ||
| Term | 12 - 60 months | 6 - 60 months |
| Loan amount | £1,000 - £10,000 | £500 - £5,000 |
| Loan Increments | £500 | £100 |
| Incremental loan term | 6 months | 3 months |
| Minimum monthly payment | £40 | £30 |
| APR % (fixed) | 29.9% | 47.9% |
| Borrower | ||
| Borrower age | 21 - 73 | 18 - 75 |
| UK residents only | True | True |
| UK personal bank account required | True | True |
| Minimum net monthly income | £0 | £1,000 |
| Can my guarantor be my spouse or partner? | False | False |
| If all my income is benefits other than pension, can I still apply? | False | False |
| Will I be credit scored? | Discretionary | True |
| Can I apply if I have CCJs? | True | False |
| Can I apply if I am in a debt management program? | False | False |
| Guarantor | ||
| Guarantor age at start | 25 - 73 | 20 - 75 |
| UK residents only | True | True |
| UK personal bank account | True | True |
| Can I be a homeowner? | True | True |
| Can I be a tenant? | False | True |
| How long must I have lived at current address (years)? | 1 year | 5 years |
| Credit Score | Average | Excellent |
| Apply | Apply | |
| Representative example; Borrow £3,500 over 48 months repaying £118.86 a month. Total repayable £5,705.28 Representative APR 29.9% fixed. Interest rate 29.9% fixed | Representative example; Borrow £2,500 over 36 months repaying £120.04 a month. Total repayable £4,321.44 Representative APR 47.9% fixed. Interest rate 47.9% fixed | |
| Monday - Friday | 09:00 - 17:00 (9am to 5pm) |
|---|---|
| Saturday, Sunday & Bank Holidays | Closed |
Very pleasant. Fast decisions and
payment made quickly. I would
definitely use again if needed.
Michelle, August 2017
